Youll spend around $1,800 in property taxes each year and $958 a month on housing costs, while the median home value sits at $181,200. Once again, Sarasota, Florida, topped the list of Best Places to Retire in the U.S., according to U.S. News and World Report's 2021-2022 data. 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Places to visit:Sunsets at Pier 60 beach, Clearwater Beach, Caladesi Island, Fort De Soto Park, Pass-a-Grille Beach, Moccasin Lake Nature Park, Bilheimer Capital Theatre and many more. There will also be plenty of opportunities to go surfing on the coast of Melbourne Beach. The city of Port St. Lucie is just 60 miles away from Walt Disney World Resort and 20 minutes by car or boat across Indian River Bay. When it comes to buying a home here, you will find that the median value is only a shade over $135,000. From here you can assess Merritt Island National Wildlife Refuge, Canaveral National Seashore, and local delicacy options. Datalign matches you with vetted registered advisors that can help you improve your investment portfolio and grow your retirement savings safely. Theres a reason you always walk out with a receipt the length of your arm. Theseinexpensive beach cities in Floridaoffer a standard quality of living with good job opportunities, quality education and an amazing ambiance. Known for its racetrack, the area is also home to a stunning and active coastline. Islamorada is a breathtakingly beautiful village of six islands just 90 minutes south of Miami. Live everyday like youre at a summer resort at Ormond Beach in Florida and enjoy clear blue waters and peachy orange sands. Using data pulled from the EPA, we calculated what cities are near public beaches across the nation. The neighborhood is well spaced out without being too spread out which helps avoid any typical inner-city traffic jams that are typical when there are just too many people driving around in one area. Best Beach Town in Florida to Retire- Siesta Key is also on our Best Place to Retire in Florida list because it's very close to two hospitals highly rated by Medicare. Continue with Recommended Cookies. Melbourne is situated just southeast of Orlandos massive, family-friendly theme parks, but it could be better suited to an older homeowner. You can consider being part of the beach life community, Sand Key Estates for a great retirement space to cater to all the bach life desires. The choiceis up to you. This is the median home value in each city. Called the Sunrise City, it offers a blend of entertainment and recreational activities with the features of more rural living. Stroll along white sand beaches, browse the boutiques and galleries in Old Town and cast a line for speckled trout or red snappers at one of the numerous fishing piers. Fort Pierce is amazingly beautiful, and the houses are surprisingly affordable. This quaint beachy metropolis of 58,000 residents offers so much to see with its own unique charm. At $217,100, Port Angeles median home value is less than half of the pricey state median and the median annual property tax stretches just over $2,000. From white sand beaches, first-class golf courses, and exciting deep sea fishing spots to shopping with top-notch deals in every neighborhood, there are plenty of options available here. There are also plenty of opportunities to go kayaking or fishing in Palm Bay. Sugar Sands - Riviera Beach, FL Low $200s - High $600s Sugar Sands is a 55+ condominium community located right off the Intracoastal Waterway. Thehomes are affordable at a median price of $140,000. Aside from the lovely beaches, you can visit the local falls and hiking trails. 20 Southern Beaches and Islands for Dreams of a Tropical Getaway. This country has been a popular place to retire overseas for more than 40 years. Permission and instructions to access this system can be obtained from the SmartAsset access control Breweries in Tampa will fill your youthful soul and thirst. Siesta Key is known as the shelling capital, you can find horse conches, crown shells, or banded tulips. 1 beach in . The crime rate here is lower than both the national and state averages. Only two Florida cities made Zumper's Top 20 Best Places to Retire in 2023 ,Tallahassee and St. Petersburg. Save my name, email, and website in this browser for the next time I comment. Truly named the Sunshine State, Florida is always on the wishlist of everyone. This scenic hamlet in the Beaver State offers many outdoor recreational activities for a retiree, as well as museums, full-service libraries, restaurants and shops, athletic clubs and cultural events. One can always find shells or teeth from sharks here onshore as well. It is here that you can mingle with other residents as you shop, eat, enjoy the farmers market, and just gaze out at the coast. The area also boasts an array of 55+ communities noted for their amenities, affordably priced from the low $100s to the high $400s. Living out your golden years in this city wont cost you much, when the median monthly housing cost is only $981. If you are planning to move to Florida, check out our ultimate Florida packing list and also know about the pros and cons of living in the Sunshine State. Finding the most affordable beach towns in Florida involves gathering up a range of data that includes such items as the average price of a home, property taxes, the overall cost of living, and much more. Because it is such an established community, there are plenty of activities to take part in. Fort Pierce is themost affordable place to live in Florida near the beach,offering gorgeous views of the Atlantic Ocean. 4 ways to earn big returns outside the stock market, 10 tactics to keep your summer vacation on budget, Costco shoppers: Beware these tricks the warehouse giant uses to make you spend more, Gambling costs players more than just their money. The Florida Treasure Coast town of Vero Beach is ideal for a family vacation where you can stay at an oceanfront hotel, park the car for the week, and use bikes or your own two feet to get around. Be it a child or an adult everyone is crazy to visit theme parks and beaches. Sarasota is a city south of Tampa on Florida's Gulf Coast that is known for the John and Mable Ringling Museum of Art and Siesta Key Beach, rated the No. It is a great place for backpackers who love to travel on a budget. And explore the scenic trails at the Clam Bayou Nature Park. These are areas that you can live in a part of the year or full-time. So you dont have to worry about making friends. Daytona Beach, Florida. If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. You will also find a vibrant theatre scene with active theatres like Vero Beach Theatre Guild and Riverside Theatre with celebrity appearances and stage performances. 1. However, the unique powdery white quartz sand on Siesta Beach is one of the main and well-known attraction spots. 5 spot, Tampa-St. Petersburg scored high because of friendly tax environment, abundant volunteer opportunities, and a low cost of living. Over a third of the population is age 60 or older in this popular retirement destination, and the area has added. Get advice on your investment portfolio from a certified professional through Datalign. This makes the region quite appealing to old and young people alike. Clearwater is anaffordable place to live in Floridawith plenty of entertainment options and family-friendly museums. Located on the Space Coast, Titusville may not get as much attention as its neighboring communities to the north or south, but it has much to offer its residents. services are limited to referring users to third party advisers registered or chartered as fiduciaries Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. You wont need to splurge on your new digs, however. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. This field is for validation purposes and should be left unchanged. This gated community offers over 200 clubs to keep anyone and everyone entertained. Best Places to Retire in Southwest Florida. The crime rate is lower than both the national and the state average. Continuing south on I-95 from about 100 miles or an hour and a half from Edgewater you'll find the own of Sebastian. If you buy something through one of those links, you wont pay any extra penny, but Ill get a small commissionthat encourages me to deliver more helpfulcontent for you. Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain prices. The city of Palm Bay has incorporated a number of walking and biking trails throughout the district. It is a small town in Florida that has a population of roughly 6,500 people. You could also be saving $1,000 a year or more by choosing the right home insurance policy online. Delray Beach was also noted for its tree-lined main street, offering an array of antique stores, art galleries, boutiques, restaurants and entertainment options. You're getting ready to retire, and you want to go to the beach -- possibly every day. The area is also home to a number of 55+ communities, including some newer options for retirees looking for new construction. Median Household Income: $46,609. Destin is one of the great beach towns in America and it is also very safe - crime rates are over 50% lower than the national average, making it one of the safest Florida Panhandle cities to live in. The unique geography of Siesta Key offers you to access the best amenities of Bradenton, the Tampa Bay area, and Sarasota. While being a snowbird may seem like a lot of fun, there is much more that goes into becoming a snowbird than just flying to Florida. Myrtle Beach, SC, is one of the nation's most affordable beach towns. Youll find several delicious eateries such as Simply Seafood Market & Oyster Bar for scallops and shrimps and PoFolks if youre in the mood for some homestyle American comfort food, as well as your regular fast food joints. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. Data comes from the Census Bureau's 2019 5-year American Community Survey. From glimmering waves, natural surroundings, and a living shoreline to a white sand beach, Pensacola is the dream place for kayaking, scuba diving, surfing, and canoeing. This Gulf Coast city features some glorious nature trails and lagoons and wetlands. There are many golf courses spread all around Pot St. Lucie. Fort Myers is an endless destination for those who know how to have fun. Theres an outlet shopping center and a casino. You will never be lacking for outdoor activities to take part in. The year-round warm weather in most parts of Florida is a blessing for seniors suffering from arthritis. Siesta Key is an affordable beach town in Florida,where you can live a quality life at an inexpensive price and enjoy the island lifestyle. Melbourne is one of the most affordable beach towns to retire in, at least on this list. Your money will stretch far in Sebastian, and your quality of life will improve as a result. And its not just pretty to look at Hobe Sounds median home value is just $206,300. Over $68,000 in prizes has already been given out to active posters on our . Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Pensacola Beach is a popular attraction spot attracting tourists all over the world. Being the 7th most expensive city in Florida, it can make a huge dent in your retirement funds. Located north of Vero Beach on the Treasure Coast, Fort Pierce is one of the oldest communities on Floridas east coast. Baja California, Acapulco, Cancun, Puerto Vallarta, Rosarita, and La Paz are a few well-known beach areas, and quiet fishing villages might attract retirees with lower costs and casual. Titusville is booming with aerospace programs and a successful moon landing program offering hundreds of opportunities to new graduates. Sinkhole Resources and Commonly Asked Sinkhole Questions, See What Users Are Saying About Sinkholemaps.com >>. The downtown and waterfront areas offer residents shopping, dining, and other attractions. The Naval Air Station Pensacola brings military personnel, veterans, and their families to the town offering a lot of job opportunities. With its warm climate, myriad of beaches and parks and good cost of living score, Delray Beach in Southeast Florida claimed the No. Just bear in mind that as a resident you will have to contend with crowds of tourists, especially in the summer. U.S. News also named Melbourne its tenth best city to retire in and one of the safest places to live and ranked it highly for quality of life. Palm Bay is another town on the Space Coast that is known for its quiet, small-town feel with lots of land for outdoor recreation, such as biking, kayaking, and walking. Siesta Key Population: 5,573 Crime rate: 6.40 (per 1,000 residents) Medium home value: $970,739 Perfect for: Families with young children Siesta Key is one of the best cities to live in Florida. Harbor Branch Oceanographic Institute at Florida Atlantic University near Fort Pierce offers quality marine education to students. Saving for retirement may soon be mandatory with employers automatically enrolling new hires into plans when eligible. Some, likeSun City Center, go back decades, while others, likeDel Webb Bexley, are just a few years old. As of now, an average house is worth about almost 240k (priced at list). (Florida and South Carolina ranked No. Many Florida cities have high desirability ratings based on a U.S. News online survey about where people age 45 and older are most interested in retiring. 3) Sebastian Florida. The tourism and citrus industry is the main sector that keeps the economy of Vero Beach affluent. Youll find a variety of both single-family and multi-family residences at all price levels. 15: Vero Beach. Youll also find mainly single-family homes here, but multi-family residences are available, too. In 2021, Travel + Leisures released a list stating Clearwater Beach as one of the 14 best beaches in Florida. Akron, OH follows closely with $650. Boynton Beach Area - Florida. It is a community of almost 70,000 people. Because there is so much less traffic here than in other areas of Florida, you can really enjoy your time on the beach. Cape Coral is a beautiful city with amazing waterfront properties and unblemished nature. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. Thats not all. Places to visit: Ponce De Leon Inlet Lighthouse and Museum, Dunlawton Sugar Mill Garden, Daytona Lagoon and many more. The Manatee Observation and Education Center offers environmental education and wildlife observation centers. Fellsmere, Florida Population: 5,629 Cost of Living Index: 91 Average Home Price: $171,000 (35% below Florida average) Average Rent Price: $697 per month Siesta Key is one of the best cities to live in Florida. While Sarasota and Fort Myers might be out of the range of many people, Port Charlotte is a great alternative still located in the region. is in violation of the regulations of this system. It is centrally located between Sarasota and Fort Myers and is also close to major cities, such as Tampa to the north and Naples to the south. Nestled on an isolated barrier island that boasts only six miles of the commercial district, Naples is known as one of the most wealthy towns in Florida. Clearwater is an endless retirement paradise. link to Whats The Most Expensive Village in The Villages Florida? In any case, let us discuss some of the best beach towns for retirement in Florida. With over two . registered with the U.S. Securities and Exchange Commission as an investment adviser. SmartAssets The state of Florida is quickly becoming a hot spot for those looking to retire and become part-time residents. There are several white sand beaches like Biloxi beach nearby, as well as one of the best fishing scenes on the Gulf Coast. You can eat it literally right on the beach at Beach Bistro. Add to that the reality that many of the communities in Palm Bay do not have the added expense of a Homeowners Association and it is easy to see why so many people are choosing to move here. It has not been verified or approved by the developer or association. Bethune-Cookman College in Daytona is famous for offering quality education to students. So you don't have to worry about making friends. The median home value in the city is $122,300 and youll pay around $1,069 in annual property taxes. Your family will love to explore the Islamroradan paradise by land and sea. I'm Steven Abbey, who started Senior Living Headquarters. For education, there are many local options available but you can also avail St. Petersburg College, the University of South Florida, The University of Tampa, or Keiser University. This renovated one-bedroom cottage is listed for just $199,999 and this two-bedroom at $225,000. Violators can and will be prosecuted to the full extent The biggest drawback of this beautiful town is the crime rate which is higher than both the national and state average. We do not manage client funds or hold custody of assets, we help users connect with relevant financial Sebastian is also home to Pelican Island, America's first National Wildlife Refuge. Source: SmartAsset 2022 Study Get the data Embed Cities with the Best Home-Price-to-Income Ratio. It has a population of almost 70,000. The city has a vibrant cultural scene with theaters, art galleries, and exciting restaurants to keep adults entertained. Published: Jan. 24, 2020 at 11:45 a.m. The area has a solid walk score and transit score too, on top of great weather year-round. Here are seven of the nation's best 55+ communities near a beach. This town probably has the most vibrant culture of any on our list. You will find a lot to do in this city. But, Key West is better than Florida Keys in terms of bumping nightlife, shimmering sunset views, great food, and historic buildings like Hemingways Home. Palm Bay is another of the affordable beach towns in Florida that you might want to consider. Located near several different beautiful Florida beaches, Delray Beach is a dream for nature lovers who want to be close to the ocean. Meanwhile, Forbes Magazine numbers indicate Cape residents enjoy 4 percent fewer expenses than their peers nationwide, meaning you will be getting more bang for your buck here. Sebastian also offers it's residents a choice of some wonderful beaches to enjoy and is ideal for beach lovers and water-sport enthusiast.. 1 was Boynton Beach in Florida. In the downtown area, youll find several historic sites, tasty eateries and live arts performances, and you can go fishing, paddling, surfing and sailing on the blue-green waters that sweep the beach. Go swing dancing at the Casino Ballroom and fishing at the Bert and Walter Williams Pier. Other companies like Brown & Brown offer jobs to commerce students, Embrey-Riddle Aeronautical University offers jobs to teachers, and International Speedway Corporation offers jobs to automotive engineers and mechanics and many more. The median home value sits at $169,000 and annual property taxes will cost you around $1,300. Use of this system and its resources is monitored at all times and requires explicit and current permission. There is so much to see and do in Sebastian that it is amazing to consider how affordable it is. Head to the local restaurants for some fresh gulf seafood or book a charter and reel in some fish yourself. One of the most affordable safe places along Florida's east coast. At extreme high tides or after winter storms, the water pushes up to to 50 feet in the air. That is why real estate is also extremely expensive. Daytona Beach is a tourists dream gorgeous beaches, fun rides and arcades and live music and theater productions. Wise up with top stories and timely tips Tuesdays and Thursdays. Bein the county seat of Sarasota County, it is different from other nearby towns. The Sunrise City is approximately 29 square miles, diverse with heritage, culture and contemporary activities to perform. There is vibrant nightlife (not bad for retirees either) and restaurants that are perfect for that romantic night with your spouse or just a casual meal with the family. (2023), 13 Most Romantic Florida Beaches for Couples in 2023. Kings Point, with over 5,200 homes, is a snowbird's paradise. If you are thinking about making a move to Florida yourself, you might be wondering what the most affordable beach towns in the state are. While its median home value at $240,000 is a bit higher than other cities on our list, the area makes up for it with a lower cost of living in other areas. Myrtle Beach is a popular vacation destination but its also pretty affordable to live in on a permanent basis. Fort Pierce is located in St. Lucie County along the Treasure Coast of the east coast of Florida. Many people might be surprised to find Daytona Beach on a list of affordable beach towns, yet here it is. GreatSchoolsRatings provided byGreatSchools.org, Copyright 2023 Neighborhoods.com All Rights Reserved, Monthly home costs (utilities, insurance, deeds, and more). You can walk around the city and learn things from the American Space Museum and Walk of Fame. The value of an average house in Fernandina Beach is around $284,000. It is situated just to the north of Vero Beach, which is on the Treasure Coast of the state. It is home to the site that launches rockets and satellites. Median Home Value: $239,600. Thousands benefit from our email every week. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). Not every retiree wants to live in the heart of the big city but this lovely unincorporated community by the water offers the best of both worlds, lying just 20 minutes away from Baltimore. This amazing town is known for its beaches where early automobile speed demons would race and break records. Talk to a financial adviser for even more help with stretching those retirement dollars. As far as the east coast goes, Fort Pierce is actually one of the oldest towns that you will find. The cost of living is 31% higher than the average. 1. We and our partners use cookies to Store and/or access information on a device. Home of the Daytona 500 and so much more, Daytona Beach, Florida, offers 23 miles of white-sand beaches. Florida cities took eight out of the top 10 spots on . Venice is quite safe as compared to most other cities in Florida. advisors. Although its one of the Space Coasts most populated metro areas, Melbourne still retains a small-town quality that makes it attractive to families, single professionals, and retirees alike. Round Island Park is one of the famous public beaches to spot the manatees in Indian River County. Daytona Beach is relatively affordable if compared to other places on this list. Wichita, KS affords residents the opportunity to enjoy low rent prices with a 1-bedroom median rent price of $638. When you want to get outside, there is plenty to do in Port Orange. With its heritage as a sponge fishing center and the legacy of its Greek residents, its culture is one of its unique features. And we go over some of the numbers taken from Census Bureaus 2019 five-year American Community Survey as well as what makes each city so great to retire in. There is the theater, local bars, a main street entertainment district, and so much more. All rights reserved. Fort Myers is located along Florida's Gulf Coast and the Caloosahatchee River. Youll also gain access to another untouched island by boat Caladesi Island, where you can kayak between the shady mangroves and stroll along the shore. Neighborhoods.com does not guarantee the accuracy or completeness of information or assume any liability for its use. Settling down in this small coastal town wont blow your budget either. My retirement income is $95,000 a year, and I want a walkable, affordable beach town to spend the winter. The best part is that this activity is free. Middle River is under a half hours drive away from the big, bustling city of Baltimore, but the quiet town will give you all the R&R you deserve in your retirement. This means you can explore and enjoy the coast like it was meant to be. This affordable beach town roughly an hour north of Palm Beach offers a charming downtown both Reader's Digest and Travel & Leisure put Fort Pierce's on their lists of the best main. A: Both Key West and the Florida Keys are perfect for summer vacations and outdoor activities. While there are plenty of single family homes to choose from, you can also find more than a few condominium projects if that is more your thing. The city features two state parks Tomoka and Bulow Creek which cover thousands of acres and protect various wildlife habitats and species. These are all important considerations when deciding where to retire. Having a median home price of only $155,000 doesnt hurt either. With a mixture of green trees and sun-drenched coastline, Port Orange is a special beach town in Florida to consider living in. Then, the reality of what it may cost to fulfill these dreams hits home. Get personalized advice from a financial advisor that understands your needs. Even baseball fans will be excited about the fact that teams from both Boston (Red Sox) or Minnesota(Twins) hold their spring training activities right around town, making it easy on residents like you looking forward to catching up over some games at cozy parks during warmer months while enjoying breathtaking views all along this beautiful citys waterways. Or go swimming at Sunset Beach and Fred Howard Park. This is just one of the many ways to get out and enjoy the sunshine. Its also the medical center for the south coast region, according to the city website. Tarpon Springs, Lakeland, and NW Bradenton come to mind. With a population of 185,000 friendly people, Cape Coral has still maintained a small-town feel. An Agent Publishing Company. Located on the Southwest coast of Florida, Fort Myers is a commuter town located near Cape Coral and Sanibel Island. Venice has an excellent location, being located less than 20 miles from Sarasota. Of opportunities to go to the north of Vero Beach affluent can assess Merritt Island National wildlife Refuge Canaveral. You dont have to worry about making friends Point, with over 5,200 homes, is one of the communities! Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain.... Residents, its culture is one of its unique features for offering quality and! One can always find shells or teeth from sharks here onshore as well opportunities to go surfing on Treasure! And arcades and live music and theater productions village in the city features two state parks Tomoka and Bulow which. 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