Spot is a pet insurance provider based in West Palm Beach, Florida. How much is Spot pet. Do Spot Plans Offer Pet Insurance Discounts ? Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Most pet insurance companies offer a multi-pet discount when you enroll multiple pets. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. What was once an obscure insurance product has been gaining steam. Accident & Illness coverage reimbursements are based on the invoice. How to Save Money on Spot Pet Insurance There are two ways you can cut the cost of pet insurance with Spot, including: 10% discount for insuring more than one pet 10% group employee. The insurance company might charge you a small administration fee to cover the paperwork involved with the cancellation. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. Can I Add Pets to My Account After I Already Enrolled? A confirmation page will be displayed. Void where prohibited. 251.5462. All Rights Reserved 2023 All Insurance FAQ. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! Except where prohibited by law, all issues and questions concerning the constitution, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and the Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Ohio in the U.S., without giving effect to any choice of law or conflict of law rules (whether of the State of Ohio, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Ohio in the U.S.10. Annual Maximum: $10,000, $20,000 or unlimited. Coverage limits are slightly different for horses. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. What Do Spot Pet Insurance Plans Not Cover? Petplan will return to you the unearned portion of any premium paid. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. NOTICE TO NEW JERSEY APPLICANTS:Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. In general, you can receive a: Full refund. Pet Insurance Plans Find out what eligible conditions and accidents our plans cover. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. Is it possible to cancel my pet insurance policy at any time? Is There a Waiting Period for Pet Insurance? Responsibility for receipt of entry rests solely with the entrant. It offers three annual coverage options of $250, $450 or $650 for costs between $18 and $52 per month. The role of the producer in any particular transaction involves one or more of these activities. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. You accept these changes by renewing your policy. Preventive Care reimbursements are based on a schedule. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. Should I Include My Pets Medical Records with a Claim? You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. Your payments are processed automatically using the payment method and frequency we have on file. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. Your own price will vary, so it's worth shopping around. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. Wagmo. Yes! 2.1 Insurance Offerings. SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). 2 Upload receipt (s) After your visit, upload your receipt to submit your claim on our easy-to-use online portal. You should not consider any content on the Site to be a substitute for professional financial advice. Deductibles: $100, $250 or $500. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. It offers best-in-class 100% reimbursement for covered expenses with . Get email updates to help your pets lead happier, healthier lives. The role of the producer in any particular transaction involves one or more of these activities. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. Taking your pet to the vet when it comes down with a fever or breaks a bone is never cheap. Can . Your veterinarian may also need to submit other medical records. Additionally, your premium will be affected by your pets age each year, as the risk for more costly claims grows higher. Founded in 2012, ManyPets offers accident and illness policies for dogs and cats. NOTICE TO VIRGINIA APPLICANTS:It is a crime to knowingly provide false incomplete or misleading information to an insurance company for the purpose of defrauding the company. Are there any Types of Incident or Lifetime Caps? These Terms or the Privacy Policy set forth the entire understanding between you and SPOT with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and SPOT with respect to such subject matter.5.3 No Waiver. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. They do not purport to, and shall not be deemed to, define, limit or extend the scope or intent of the clauses to which they pertain.5.5 Survival of Certain Provisions. 70%, 80% or 90%. Insurance . Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . Reply from Spot Pet Insurance. Lifelong gamer. Click the Claims icon and follow the simple instructions. Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with or used in the Sweepstakes or by any technical or human error that might occur in the processing of Sweepstakes Entries. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. Plans provided by Spot do not cover pre-existing conditions. Trupanion pet insurance for a cat (a under one-year-old male domestic shorthair) costs $30.88 per month for a $500 deductible. If any portion of these Terms or the Privacy Policy are deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. Whether you live in Tampa, Miami, or anywhere else in the Sunshine State, a Florida pet insurance policy can prevent you from paying expensive vet bills and get treatment for your pet when it has an accident. Morristown, NJ). California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Then, on the verification page, click "Done" to complete the Pets Best Pet Health Insurance unsubscription. SPOT makes no representation or warranty regarding the Third-Party Services. Your renewal declarations page will specify the coverage and rates that apply. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. Join 2,438,795+ insured dogs and cats across the US. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). You can cancel by phone by calling 1-800-638-5433 or another number if you were given a particular one when you signed the contract. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. This includes conditions that are related to, secondary, or resultant from a pre-existing condition. Phone support is available Monday - Friday, 24h CST. Visit our homepage and click Members Portal. Yes. Penalties may include imprisonment, fines or a denial of insurance benefits. To confirm that you want to stop paying for Pets Best Pet Health Insurance, click the "Cancel Automatic Payments" tab. You're on the Spot US website. ManyPets offers some of the cheapest pet insurance around, costing $35.89 . Do You Have a List of Veterinarians I Have to Use? Waiting periods. Please have your PIN ready when calling. How long does spot take to process claims? Get inspired and try out new things. Pumpkin covers some preexisting conditions and more procedures than most pet insurance companies cover. You can submit a claim within 270 days from the date of treatment. You will also need to update your billing address there as well. Your coverage limit for an Accident-Only policy can be $3,000, $4,000, $5,000, $7,000 or $10,000 per year. Keep in mind that these are sample numbers for one pet insurance company in one ZIP code. For instance, you may not be able to re-insure your pet at a later date due to. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. NOTICE TO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. MetLife: All full-time and part-time associates are eligible for pet insurance that protects you from the high cost of care for a sick or injured dog or cat. 4. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. ELIGIBILITY. Our Vet Care Providers. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. The effect on your family budget and pet care. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. Spot Pet Insurance. Accident-only health plan. General Coverage Questions 1. Who is the insurance carrier for the Healthy Paws Pet Insurance Plan? NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. SPOT makes no representation or warranty regarding the Third-Party Services. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. Note: Appeals may take around 30 days to be reviewed. Lemonade has the cheapest. West Palm Beach, FL 33401. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. If we do need medical records, well contact your veterinarian directly, but it may speed up the process if you send them in with your claim. I had to go through my bank to stop payment which cost me additional money. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. Can I cancel Petplan at any time? If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. Penalties include imprisonment, fines and denial of insurance benefits. If you are the pet parent, you must be the policyholders. If you havent filed a claim and youve paid the annual premium in full, the portion of the premium that covers the remaining policy period of insurance will be returned to you. You can view our sample policy here: https://Spotpetins.com/sample-policy/. Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. Based on a comparison of top pet insurance companies on ConsumerRating.org. If you are thinking of canceling your coverage, keep the following things in mind: Pre-existing conditions. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. Even if you focus on insured pets, the risk is rarely . You do not need to be a policyholder, purchaser, or quoter to participate. Intellectual Property; 4. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. Spot received a score of 91 out of 100 for its customizable and flexible plans, ensuring that pet owners only pay for what their pet needs. 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